MySortOfLoan | Help with Loans

If you have a question about mysortofloan or any of our products and services you will probably find the answer below.

If you can’t find what you're looking for on this page or need more information then either send us an email or call us on 0845 544 03 83. You can find our full contact details on our contact us page.

Who are mysortofloan?
Do you offer a competitive interest rate?
Can I consolidate my credit and reduce my monthly outgoings?
I have a poor credit history, can you still assist me?
Can I use the loan for any purpose?
How do I apply?
What will happen after I apply?
How quickly can I get my loan?
What will my monthly payment be?
How long do I have to repay my loan?
Can I insure my payments?
We offer secured loans to homeowners
How much can I borrow?
Can I repay my loan early?
Are there any hidden charges?

Who are mysortofloan ?
We are an independent finance broker offering a wide range of low cost loans. For more information see About Us.
Back to the top

Do you offer a competitive interest rate?
We have agencies with the top lenders in the country. Some are subsidiaries of the high street banks. As we have agencies with the major lenders we are able to compare the loans and offer you the best rate for your circumstances. Apply now.
Back to the top

Can I consolidate my credit and reduce my monthly outgoings?
Most clients want to reduce their monthly outgoings by paying off all the debts with one of our loan products over a period to suit you. Apply now.
Back to the top

I have a poor credit history, can you still assist me?
We have an experienced team who are able to assist people with a range of debt problems - for example, mortgage arrears, defaults and county court judgments. Read about our Adverse Credit loan.
Back to the top

Can I use the loan for any purpose?
Yes it’s your choice, for almost any purpose. Clients request loans for consolidation, home improvements, cars or a holiday of a lifetime - to the less conventional - such as school fees, vintage car or even a horse. Apply now.
Back to the top

How do I apply?
Simply call a friendly member of our team on 0845 544 03 83 or apply online. Alternatively, if you are short of time we can call you back when its convenient for you.
Back to the top

What will happen after I apply?
We will immediately assess your individual application, and match a loan product with the best deal from our panel of lenders. We aim to gain approval in principle within 24 hours of your application. You will be kept informed throughout all stages of your application. Our professional team will then guide you through the loan process; managing any obstacles and delivering the cash you need in the shortest possible time. Remember there is no upfront fee in processing your application and you are under no obligation. Apply now.
Back to the top

How quickly can I get my loan?
The process usually takes from two weeks through to four weeks dependant on a number of factors including how fast you can supply us with the paperwork we need to complete your loan. All enquiries are treated on a "No Obligation" basis, so why not give us a call or apply on-line.
Back to the top

What will my monthly payment be?
This depends on how much you borrow, and what term you intend to borrow the money over. You should only borrow an amount that you can afford to repay.
Back to the top

How long do I have to repay my loan?
We can arrange finance terms from 3 years to 25 years. Apply now.
Back to the top

Can I insure my repayments?
We don’t provide payment protection, but we will be able to recommend a company who will be able to provide you with a competitive quote.
Back to the top

We offer secured loans to homeowners
We will review your individual needs and advise on the best method of securing finance for you. Our aim is to provide you with the best product from our extensive panel of lenders. See homeowner loans.
Back to the top

How much can I borrow?
You can borrow any amount from £10,000 to £100,000 and repay it over a period that suits your circumstances from 3 years to 25 years.
Back to the top

Can I repay my loan early?
Yes, you can pay back your loan at any time and you will benefit from a rebate of interest in accordance with The Consumer Credit (Early Settlement) Regulations 2004. This means you will not have to pay all the interest that would have been due to the end of your original loan term, so the total amount payable will be less. You will pay an early settlement charge of approximately 1 month's interest.
Back to the top

Are there any hidden charges?
No, with mysortofloan , all our charges are shown on the credit agreement. A broker fee between 0% and 12.5% may be charged.
Back to the top