At My Sort of Loan, we make the process of getting your any purpose loan as simple and straight forward as possible. Through our years of experience our loan customers have been able to obtain on average a loan of £28,000
with amounts available from £3,000 up to £150,000 - what is more the money has been available to use for virtually any purpose. Our first step is to establish what you are looking to do and provide you with a matched free quotation detailing all the facts and figures
for the loan you require, you can then decide whether to go ahead or not in your own time.
Start your no obligation enquiry via our short online enquiry form
(don`t worry no credit search will be carried out with this form) or call our loan team for free on a mobile or landline using 0800 0159 295
or dial 0330 0536001
(mobile friendly) and speak confidentially with one of our experienced friendly loan processing staff.
Our loan team have an in depth understanding of our extensive panel of lenders rules and loan eligibility criteria so we can tell you how much you can borrow and match it to a loan term that matches your budget. This means we can often help
if you have been declined elsewhere
Some key points of homeowner loans;
- Loan Amounts From £5,000 To £200,000 & For Any Purpose.
- Affordability Is Essential - So Loan Terms Can Be From 3 To 25 Years.
- There Are Many Different Lenders Available To Give You More Options.
- Credit Repair Loans Enable Customers With Impaired Credit To Still Get A Loan.
- Even With Larger Loan Amounts Loans Can Be Completed With A Few Weeks Of You Accepting Your Offer
- Lenders Are Competing For Your Business By Offering Some Of The Best Rates Around.
- Debt Consolidation Or Refinancing Loans Can Enable You To Lower Your Monthly Outgoings.
- Customers Have Borrowed Money For Conservatories, Extensions, Landscaping, Education, Vehicles, Holidays, Kitchens, Bathrooms And More.
Our multiple panel of lenders provide loan decisions without delay, to give you a secured homeowner loan answer sometimes in under an hour. We aim to make the whole loan application process as stress free as possible and have the technology to help ensure this.
Our lending panel gives us access to many different lenders offering loan plans suitable for different situations and loan amounts, whether you need just a smaller loan of £5,000 or a large loan of £150,000, we may have a lender option to suit you whether you have a good, fair or poor credit history.
By having access to so many homeowner secured loan lenders it allows us to locate the best lender for your individual circumstance. Our experienced loan process team will provide you with free loan quotes, which they will tailor to your unique situation.
Your credit standing will not be affected by making an enquiry for a loan with My Sort of Loan; this is because we will only carry out a `soft foot print` or `quotation` search. By using this method of quoting it will not be seen by any other lender, until such time as you decide to go ahead and your loan completes.
The knowledge gained helping our customers borrow over the years allows our team to offer the best lender for your scenario and situation. Once you are happy with the figures provided the team will send out a no obligation detailed quotation, giving you all the facts and figures in writing and set out what is required for your loan to get the money advanced to you as quickly as possible. If you require the finance in the quickest possible time it`s essential that you return any items requested as soon as possible, if you have any queries at all, we are here to help so call the loan team and we will answer any questions you may have. When these items have been received and checked over by the team and the lender the lender will then contact you to confirm you are happy to proceed and make arrangements to transfer the loan funds to you.
We also are able to arrange unsecured personal loans for homeowners and tenants, these can go up to £15,000 over up to 5 years. Please ask for this product if you are interested.
Consolidating Debts With A Homeowner Loan
Are you juggling a number of loan and credit card repayments every month? Are creditors repayments going out on different days of the month? It can easily become difficult keeping track of them all, then if you start to miss payments, you can soon find balancing loan or credit card bills a little tricky and get into trouble. If this sounds familiar, then a debt consolidation loan could be for you.
As the name suggests, you consolidate your other loans and credit cards into the one loan, so you only have one payment to make each month. Clearly, by extending the repayment terms of the loans you will pay back more interest than you would have done if you had kept the debt in place .But by extending the term of the debt your monthly repayments can very often be reduced, giving you more disposable income per month.
Other Loan Products Available Through Our Lenders
- Buy to Let Property Loans
If you`re a landlord and you have equity in your buy to let property, then we can help find you a great deal. Some of our lenders have competitive buy to Let loan plans available, this means we can search and find the cheapest homeowner loans available for you. Investing in buy to let properties can provide a good source of income for many years and in some cases your asset will increase in value and in the meantime your rent may cover your secured loan on it. The buy to let finance that My Sort of Loan can arrange takes into account the expected rental income when assessing your ability to meet the repayments. Give our team a call for free on 0800 0159 295 to get a confidential quotation. Even if you have experienced credit problems in the past My Sort of Loan may be able to help. So whether you`re an established landlord looking to increase your portfolio or just starting out in the buy to let business, you can count on us for help from a wide choice of buy to let products to meet your specific requirements.
- Bridging Finance & Short Term Loan Solutions
Bridging loans are a short term funding option they can act as a short-term loan in pressing circumstances and can be used for a variety of reasons. Some of these include property investment or completion of building works, buy to let and development finance. Property developers or landlords sometime will use a bridging loan when looking to refurbish to sell, or expand their portfolio. However, before making the decision to take out a Bridging loan professional advice should be sort to make sure it`s the best solution for your circumstance. It`s important before you start the process you understand what your exit strategy will be. If further finance is required to repay the bridging loan at the end of the agreed term is it likely to be available? Remember if you have had recent credit problems or have recently become self-employed it will be difficult to obtain a mortgage, and without a credible exit route you`re at risk of losing the property you have invested in, even if it is your home.
- Commercial Loans & Business Finance
At My Sort of Loan we have several lenders on our panel who may consider business loans even if your credit score isn`t so great, so it`s certainly worth applying. Most businesses need a financial helping hand to either get them off the ground or expand, with many High Street lenders sometimes reluctant to lend My Sort of Loan could help you find the commercial funding solution you are looking for.